Write the deal
Note the work, the amount and the date. The other person accepts it on their phone. Not on the app yet? They get a WhatsApp invite.
Zaruri Papers lets you write down a deal with the person you made it with. You both accept it on your phones, so later there's no argument about what was said.
Ramesh will stitch 50 kurtas for Farzana in 10 days. They shake on it. Nobody writes anything down, because nobody ever does.
Ramesh remembers half the money up front. Farzana remembers paying on delivery. Both of them are sure.
Neither of them is lying and neither can prove anything. The order is late, the money is stuck, and a good working relationship goes sour.
Ramesh writes the deal into the app while they're still at the counter. Farzana accepts it on her phone. If they disagree later, they open the note.
of India's workforce is in informal work.
Periodic Labour Force Survey 2023-24, Ministry of Statistics and Programme Implementation (MoSPI)
Orders, credit and labour get agreed out loud. When two memories don't match, there's nothing to check.
Handwritten bills get lost or thrown away. A UPI payment shows money moved, but not what it was for.
The electrician everyone on your street trusts is a stranger two areas away. His record stays where he lives.
You keep doing business the way you do. The app writes it down so both sides can see it.
Note the work, the amount and the date. The other person accepts it on their phone. Not on the app yet? They get a WhatsApp invite.
Save the bills you give and the bills you get, including paper ones you photograph. Everything going in and out, in one place.
Every promise you keep adds to your record. Someone looking for a reliable tailor or supplier can see what you've actually delivered.
Keep a record of every job, and let it do the talking when a new customer asks if you're any good.
Check who you're dealing with before you give credit or place a big order, and stop losing bills.
Zaruri Papers is a mobile app for small and informal businesses in India. Two people can record a deal they agreed on, keep their bills in one place, and build a record of the promises they kept. It is made by Anuuj Techos LLP in Gurugram, Haryana.
A promise note is a short written record of a deal: what will be done, by when, and for how much. Both people see the same note and accept it on their phones, so there is one version of what was agreed. It is a shared record, not a stamp-paper agreement.
Not to start. When you create a promise note with someone's phone number, they get a WhatsApp invite to download the app and see the note.
No. Zaruri Papers does not lend money. It helps you keep a record of your work and your word.
A khata app is your own notebook and only you can see it. On Zaruri Papers, a promise note is accepted by both sides, so it shows what both people agreed, not one person's entry.
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Or email us: info@zaruripapers.com